A legally binding will in 15 minutes
Everything you need from your will
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Wills tailored to you
Whether you need a simple will or a more personalised and detailed we can help.
Quick and easy or highly personalised
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Choose who inherits what and when
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Pick guardians for your kids and pets
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Leave gifts for loved ones or charities
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Choose and appoint your executors
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Leave messages for loved ones
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Stipulate when people should inherit
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Explain your wishes in detail
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Update your will anytime you need
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Everything you need from a will
Our wills are affordable
£750+
Ideal if you are a multi millionaire with foreign assets or complex finances. For everything else, there is Embrace
Solicitors
£89
A single will for £89 and a mirror 'couples' will for just £129. Completed online in just 15 minutes and legally binding.
£250+
Why pay more? Why spend a few hours on the phone when you can create your legally binding will online in 15 minutes
Will Writers
3 simple steps to creating your will
1
Answer some questions online
This should take about 15 minutes and our app is very simple and there are video guides at each stage.
2
We check the important bits
This should take about 15 minutes and our app is very simple and there are video guides at each stage.
3
Download and sign your will
This should take about 15 minutes and our app is very simple and there are video guides at each stage.
Are our wills right for you?
Take our 1 minute, online survey to make sure that our online will service is right for you.
Beautifully simple
Easy to use
You are guided every step of the way and our app is so easy to use, it only takes about 15 minutes to create your will.
Unlimited updates
With our optional £12 a year subscription you can make unlimited updates to your will and even design your funeral.
24hr support
Guided every step of the way and your questions answered instantly at any time of the day or night.
Jargon free
We have designed our app for everyone. That means no legal speak or complicated terms. We do plain speaking.
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The Best
An Embrace Will
Completely transparent pricing.
Single will is £89
Joint wills are £139
100% online. No calls or office visits
Completed in 30 minutes
Update your will 24/7 for £12 a year
Leave messages, funeral wishes and more.
Why are our wills so great?
The Rest
Solicitors or Will Writers
Extra charges and upsells all over the place
Single wills from £250 to £600
Joint wills from £450 to £1,000
Long calls and even having to do meetings
Days and often weeks of work
Paying extra each time update your will
Only the legal stuff, no option to show you care
Decide who should inherit from your will
This is perhaps one of the most important sections of your will. You can select which family members, loved ones or charities you wish to inherit.
You then decide what share of your estate they will inherit and you can even decide what should happen to their share of your estate if they were to die before you.
Choose guardians
If you have dependant children then you may wish to choose and appoint people to look after them if you died.
This is known as guardianship and is extremely personal. That's why our app allows you to not only appoint guardians but to leave behind messages and gifts if you would like to. This same process also applies to pets too.
Your life changes, so should your will
Most people will update their wills when there are big life changes. It's not uncommon to update a will 5 to 10 times during a lifetime.
For just £12 per year, you can update your Embrace will as many times as you need to.
Leave gifts
Wills aren't just a legal document but can also be a personal declaration of your wishes.
Leaving a gift and a message for a family member or loved one can be touching reminder of how you felt about them. Gifts can be anything from a little item through to cash and valuable possessions. You can also leave gifts for charities or organsiations that you have cared about.
Appoint executors
Executors are the people who take care of administering your will when you die. In the app you can decide who those people will be.
It's a big and important job. If you need help deciding then we will be on hand with some suggestions and to answer any questions. We will also explain the role of professional executor services and how they may help.
Share funeral wishes
When someone dies it falls to their loved ones to take care of their funeral. This can be added stress at a difficult time.
Within the Embrace app, you can decide exactly how you would like to be laid to rest, confirming your wishes and taking away the uncertainty for your loved ones.
Leave personal messages
When you leave a gift for a loved one in the Embrace app, you will also be able to add a message for the recipient, adding that personal touch that will mean the world.
Highly personalised or quick & easy
Everyones will is unique.
Our app allows you to make a simple, functional and legally binding will in minutes, or you can create a will that is highly personalised, full of messages for loved ones and tailored to your exact wishes.
Adding exclusions.
Sometimes, a person may decide to leave an individual out of their will, but that individual may have expected to be included, for example an estranged family member or child. That is fine to do but it could lead to the will being contested and perhaps even found to be invalid.
An Embrace will allows you to add exclusions, clarifying and confirming your decision so that if contested, the will is far less likely to be found as invalid and your wishes will be administered as you wanted them to be.
Get started for free
You can open an Embrace account without adding credit or debit card details, create a will and only pay once you are 100% satisfied.
Get Started For Free
Open an Embrace account with no credit or debit card details, create your will and only pay if and when you are 100% satisfied.
I had been putting off sorting out my will for years. I had no idea what I needed but your app made it so easy and clear and not i'm all sorted. Very impressive.
Lee M
Client Review
My first will cost me hundreds. Then I came across Embrace when I needed to update my will and I got a better service and will for half the price.
Kate D
Client Review
I would definitely recommend this Website. Even with a fairly complicated estate I was able to get exactly what I needed and it only took 20 minutes.
Tristan R
Client Review
Great wills means happy customers
Data security and privacy at our core.
Your information is safe with us. We use the same servers as companies like Netflix, Amazon, Capital One, HSBC and many others.
Help to make an informed decision
A will is a legal document that sets out your wishes when you die. Typically your wishes will include how you would like your assets to be shared amongst your family and loved ones, who should look after any dependant children, who should receive gifts and what are your funeral wishes.
Wills also have both a personal and practical role. For example, you can personalise your will with messages but you can also list your assets and appoint executors so that when you die, your family and loved ones will be able to administer your estate as quickly as possible. Creating a will online takes just 15 minutes with Embrace.
There are many reasons to make a will but if any of the below applies then you probably need a will:
Property Ownership: If you own property, including real estate or land, in the UK.
Children or Dependents: To appoint guardians for your minor children or make provisions for any dependents.
You want to leave gifts: If you have specific items or amounts of money you wish to leave to certain individuals or charities.
You want to leave charitable donations: If you would like to leave a proportion of your estate of specific gifts to charities or organisations that you care about.
Unmarried Couples: If you're not married or in a civil partnership, as your partner may not automatically inherit under UK law.
Divorce or Remarriage: To update your wishes if your marital status changes, as previous wills may become invalid or unsuitable.
Our will pricing is completely transparent.
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Single will: £89
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Mirror (joint) will: £139
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Year subscription: £12
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Funeral wishes: Free
Our subscription allows you to make unlimited changes and updates to your will and there is no extra cost for having your will reviewed each time you update it.
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If you pass away without creating a will, the government has a set of standard rules to decide who gets what from your belongings and assets. This might not match what you would have wanted. Here's what this could happen:
Who gets what: Your closest family members, like your spouse, children, or other relatives, will usually receive your things. This might leave out people you care about, like close friends or partners you're not married to.
Who looks after your kids: Without a will, it's up to the courts to decide who should take care of any children under 18. This might not be the person you would have chosen.
Partners: If you’re not married or in a civil partnership, your partner might not get anything from your estate, which can be really tough for them, especially if they were depending on you.
Confusion for the family: For families that have a bit of a mix, like step-kids or relatives you're not close to, not having a will can lead to unexpected or unwanted results.
Having a will is easier for everyone: Not making a will can make things slower and possibly more costly for those you leave behind. Making a will is a kind way to make sure everything goes smoothly and just how you’d like it to, making a difficult time a little easier for your loved ones.
The short answer is yes.
Once you have created a will in the Embrace app, we will expertly check it. Once it is checked then it is ready to download.
To make your online will legally binding, you need to sign it and your signature needs to have been witnessed by two people that are not inheriting from your will.
When you receive your Embrace will you also receive a guide on exactly what to do next and how your signing should be witnessed.
It is also important that your will is bound securely, not tampered with and stored somewhere safe. Remember, you can't make copies of a will so the original, signed and witnessed document is the only one that is legally binding.
If you loose your will or it is damaged and you have an Embrace subscription then you can download your will again, sign it with witnesses and you will again have your legally binding will.
When you create your will, you can leave a whole variety of gifts, pretty much anything you own or have a share in. However, if a gift is of significant value then it is advised to share this between your beneficiaries rather than gift it as individual items as it can increase the chance of your will being contested.
Whilst you can in theory gift anything that you own, it is wiser to gift personal items, small amounts of cash or less valuable items.
Here are some common examples:
Money: You can leave specific amounts of money to people or charities that are close to your heart.
Personal items: This can be anything from your favourite piece of jewellery, books, artwork, to even your cherished record collection.
Family heirlooms: Those special family items with sentimental value can be passed on to specific family members.
Donations to charity: If there's a cause or charity you're passionate about, you can leave them a gift in your will.
Remember, it's all about making sure the things you care about go to the people or causes you care about. It's a nice way to leave a personal touch in your will and make sure your wishes are followed.
Finally, make sure that you accurately describe the gift when creating your will so that your loved ones can avoid any confusion when administering your estate.
With Embrace, it's very simple. If you have an internet enabled device and 15 minutes, we can create a will for you.
Our app is designed to make sure that you can create a legally binding will, online in around 15 to 20 minutes.
This may be the first time you are creating a will but even if you are looking to make a new will then we understand that it can seem a bit daunting. Thats why we have video guides at each stage and we have live chat with Benjamin and Rita, 24/7 and our human experts are on hand to help during office hours.
Our mission is to enable affordable access to wills, for everyone.
Our online service may not be for everyone. If you have a complicated estate, then you may need some more expert advice. However, for 90% of the people that come to Embrace, we can help to create your will online.
Some of the reasons why our online service may not be suitable are:
You have multiple property assets: Sometimes, having multiple properties can have large inheritance tax implications and if you wish to split up those properties amongst beneficiaries then your estate can become a bit complicated.
You own a business or businesses with partners: If you own a business or shares in a business then you will need to confirm with your business partners that you have agreement for your shares in the business to be passed on in your estate. If you don't have those agreements then your business partners could object. If however you are the sole owner of an LTD or a sole trader then creating a will online is not usually an issue.
You have assets outside the UK: Different rules of inheritance apply outside of the UK so if you wish to make a will in the UK to deal with assets outside of the UK then it is probably best to have a chat with one of our experts.
You have an estate that is valued over £1,000,000: If your wealth is over £1,000,000 then it may be a good idea to do some tax planning in your will. Our online service doesn't account for tax planning so it is best to have a chat with one of our experts.
If you would prefer not to make a will online then you can always have a chat with our experts to discuss your options. Alternatively, before you decide how to proceed, you can take our 2 minute survey to find out if our online service is right for you.
Embrace offers an optional subscription that allows you to update your will, submit it for expert review and download a revised version as many times as you like. The cost of our optional subscription is just £12 per year, billed annually.
Most people update their will during their lifetime, often 5 times or more. It is a good idea to review your will every 5 years or so but also if there are any big life changes such as:
Marriage or Civil Partnership: Tying the knot is a big one! It's important to update your will to reflect your new life together.
Divorce or separation: Just as important, if you and your partner go your separate ways, you'll want to make sure your will reflects your new circumstances.
New additions to the family: If a new baby arrives, or you adopt a child, adding them to your will ensures they're taken care of.
If a beneficiary or executor passes away: If someone named in your will dies, it’s important to update it to reflect this change.
Buying a property or big asset: Acquiring significant assets like a house means you've got more to think about in terms of who you'd like to inherit them.
Changes in your finances: Whether it's a windfall or a financial setback, big changes in your finances might mean big changes in your will.
It’s all about making sure your will stays up-to-date with your life. Think of it like a regular check-up for your wishes!
Inheritance tax is a bit like a tax on the value of the things you leave behind when you pass away. In the UK, here’s how it generally works:
Tax-free allowance: Everyone has a certain amount they can leave behind without any tax being due. This is called the ‘nil-rate band’. Currently, it's £325,000.
Main residence allowance: If you're leaving your home to your children or grandchildren, there's an extra allowance called the ‘residence nil-rate band’, which is £175,000.
Tax rate above allowance: If your estate is worth more than these allowances combined, the part above the threshold is usually taxed at 40%.
Married or Civil Partners: If you’re married or in a civil partnership, any unused allowance can be passed to your partner when you die, which can double the allowance for them.
Gifts and taper relief: If you give gifts in the years before you pass away, they might count towards your estate for tax purposes, but there are rules that can reduce the tax over time, known as ‘taper relief’.
Approximately 5% of people in the UK pay inheritance tax on their estate. That said, it is important to consider the implications of inheritance tax. As a general guide, if any of the below apply, then it may be worth having a chat with an inheritance tax expert before creating your will:
You are single and don't own a home but your wealth is over £325,000: This amount is how much you are aloud to pass on without incurring inheritance tax. If your wealth is over £325,000 then you may incur tax
You are a single homeowner and your total wealth is over £500,000: It is important to remember that when calculating your total wealth, you deduct your debts. For example, if your home is worth £400,000 but your mortgage is £150,000 then your total wealth, in this example is £250,000.
You are married and your total wealth is over £1,000,000: If you are married and die then your tax allowance can be passed onto your spouse. However, if your total assets are over £1,000,000 then you may wish to chat with a tax expert.
Frequently asked questions about wills
Create a legally binding will in 15 minutes
A single will for £89 and a joint will for £139, created entirely online. It really is that simple.
Listing your assets
We do it for them, not us.
By listing your assets in your will, you are helping the executors of your estate to quickly administer your will and carry out your wishes. This means that your loved ones and spend less time on admin and more time on your memory.
Don't worry, this does not mean paperwork. You don't need to know the details of all of your assets to create a will, nor do you need to know their value and in fact, listing your assets is optional but extremely helpful.
This is a specific item or fixed amount of money left to someone in your will. Think of it as earmarking a particular treasure for a special someone. There are three types:
Specific Bequest: Leaving a specific item, like a piece of jewellery or a painting, to a named beneficiary.
Pecuniary Bequest: Gifting a fixed sum of money.
Residuary Bequest: Allocating the remainder of your estate (or a portion of it) after other bequests and obligations are fulfilled.
Anyone who receives something from your will. This could range from family members and friends to charities you support. It's like listing the special people and causes that you want to share your life's collection with.
A document used to make minor changes to your will. It's like applying a small update or patch to your existing will without needing to rewrite the whole thing.
The person you appoint in your will to carry out your wishes after you're gone. They're like the director of your final affairs, ensuring everything goes as planned and according to your wishes.
You can appoint children, family, friends or loved ones. When you create a will online you can choose a maximum of 4 people as long as at least one person is over the age of 18 at the time of appointing executors. You can choose almost anyone you wish but it is best to choose people that you trust and are good with numbers and admin in general.
You may also wish to choose a professional executor or soliciotr to help your other executors with their tasks.
If you have children under 18 or children that would require long term care or help into adulthood then you can name people in your will to look after them when you are gone. The people are known as guardians.
You can choose whoever you wish but it is advisable to choose trusted family or friends, after-all, they will be looking after the most precious people in your life. It is also advised to choose more than one person as a guardian for each child, ideally the guardians would live together and if you have multiple children then they go to the same guardians.
You can also choose guardians for pets.
A tax on the estate (money, property, and other assets) of someone who's died. The amount of tax payable can vary. Please see our inheritance tax section for more information about this tax and how it could impact you.
This term refers to dying without a will. In such cases, the law decides who inherits your assets, which might not align with your personal wishes. Creating a will online helps prevent this situation, ensuring your assets are distributed as you desire.
The legal process of validating your will and giving your executor(s) permission to distribute your assets. It's like getting an official stamp of approval on your will, confirming it’s valid and can be acted upon.
Whatever is left in your estate after all debts, taxes, and specific bequests have been paid out. It's the 'remainder' or 'leftover' of your estate, which can be allocated to beneficiaries according to your wishes.
The person who makes the will. If you're thinking about creating a will online, you're the testator!
A way of owning property where each owner has a distinct share. These shares can be left to anyone in your will, providing more flexibility than joint tenancy in how your share of the property is handled after your death.
A legal arrangement where you give control of your assets to a trustee for the benefit of others (beneficiaries). It's like entrusting someone to manage a treasure chest for the benefit of others. Trusts can be used for various purposes, like managing assets for minor children or protecting assets from certain liabilities.